Economic Impact Payments

What to know

For the most current information regarding the Economic Impact Payment (Stimulus Payment), refer to

If you’re eligible to receive a third stimulus payment, you can receive an alert as soon as your stimulus payment has been deposited into your account.

To set up a direct deposit account alert, you must be enrolled in West Michigan Community Bank’s Online Banking.

Set up an alert

  1. Log in to Online Banking
  2. Select Settings Tab
  3. Select Alerts
  4. Select Events
  5. In the Edit Event Alerts section, under When the following occurs, locate Receiving Incoming ACH Credits
  6. Choose the desired alert type (Email, login, and/or text)
  7. Select Submit
  8. Select Accept if confirmation screen is correct

Direct deposit payments are posted to open accounts on the date set by the Treasury. On the day of your payment, it will post by 10 am. The description of the deposit in your account will include “TAX REF" and "TAXEIP3.”

Important note for alert options: Email and text will only be available options if you have an email and mobile phone number on file. To add an email/mobile phone number in Online Banking:

  1. Select Settings Tab
  2. Select Personal
  3. In the Modify Personal Settings section, fill in your email, mobile phone number, and wireless provider address accordingly
  4. Select Submit

Protect yourself against fraud and avoid scams

Here are three reminders from the Federal Trade Commission:

  1. The government won’t ask you to pay anything up front to receive this money.
  2. The government won’t call, text, email or contact you on social media to ask for your Social Security, bank account or credit card number.
  3. There’s no such thing as getting money faster or earlier.
If you believe you provided your bank information to a fake IRS website, please contact your local branch as soon as you can.

For more information on the COVID-19 Stimulus Payments, please visit
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