Personal Checking

Personal Checking Accounts

Relationships matter and are important to us at West Michigan Community Bank. We are proud to offer a variety of personal checking accounts to fit the many diverse needs of our customers.

Primary Checking

$100 to open
No minimum balance
No monthly service fees

E‑Checking

$100 to open
No minimum balance
Limited reimbursement of ATM network charges
Online/paperless statements required
Monthly direct deposit required to avoid service charge

Senior Checking

$100 to open
No minimum balance
Must be 55+ years of age
Monthly direct deposit required to avoid service charges
Select checks are complimentary (limit one box per calendar year)

Premium Checking

Relationship balance requirements to avoid monthly service charge
Select checks are complimentary (limit one box per calendar year)
Limited reimbursement of ATM network charges
Discounted Safe Deposit Box Rental
Overdraft transfer fee will be waived for transfers between accounts
Interest Rate: Variable, tiered, compounded monthly
No charge for cashier's checks

ask us about these benefits of our checking accounts:

MasterCard® Debit Card
Online Banking and Check Imaging
Online Bill Payment
Automated Telephone Banking
Unlimited Check Writing
Electronic Statements
Email Alerts

For more specific rate and service charge information, or to speak with a personal banker, contact us, or visit one of our locations today!