Personal Checking

Couple on laptop at home

Personal Checking Accounts

Relationships matter and are important to us at West Michigan Community Bank. We are proud to offer a variety of personal checking accounts to fit the many diverse needs of our customers.

Primary Checking

  • No minimum balance
  • No monthly service fees

E‑Checking

  • No minimum balance
  • Limited reimbursement of ATM network charges
  • Identity Restoration Services
  • Online/paperless statements required
  • Monthly direct deposit required to avoid service charge

Senior Checking

  • No minimum balance
  • Must be 55+ years of age
  • Monthly direct deposit required to avoid service charges
  • Select checks are complimentary (limit one box per calendar year)
  • Identity Restoration Services

Premium Checking

  • Relationship balance requirements to avoid monthly service charge
  • Select checks are complimentary (limit one box per calendar year)
  • Limited reimbursement of ATM network charges
  • Discounted Safe Deposit Box Rental
  • Overdraft transfer fee will be waived for transfers between accounts
  • Identity Restoration Services
  • Interest Rate: Variable, tiered, compounded monthly
  • No charge for cashier's checks

ask us about these benefits of our checking accounts:

  • MasterCard® Debit Card
  • Online Banking and Check Imaging
  • Online Bill Payment
  • Automated Telephone Banking
  • Unlimited Check Writing
  • Electronic Statements
  • Email Alerts


For more specific rate and service charge information, or to speak with a personal banker, contact us, or visit one of our locations today!