Business Services & Cash Management

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Business Services

Electronic Banking Services

WMCB offers a wide variety of electronic business services designed to make your life easier and help your business run smoother. From inquiring on accounts to completing transactions, we are here for you. Want to increase efficiency and reduce efforts? Contact us today to learn more about our specialized business services.

ACH Services

ACH services are not just for direct deposit or payroll. They can be used to transfer money from account to account, bank to bank as well as sending payables, collecting receivables, membership dues, tuition and much more! WMCB offers an easy way to use ACH that is just for you.

Remote Deposit Capture

Deposit checks into your West Michigan Community Bank account electronically from your business' location anytime of day! Scanning machines are available for lease from the Bank, or you may use your own compatible scanner. By submitting your deposits electronically via a secured Internet website connection, you can bank without ever leaving the office!

Positive Pay

Help protect your business from check fraud by opting for our positive pay services. With this verification service, you are able to review items with discrepancies before they are paid.

Commercial Bill Pay

Available through Online Banking for a small fee, Bill Pay is a great way to manage your bills.

Safe Deposit Boxes

Offered in a variety of sizes, check your local branch for availability.

Lock Box Services

With this highly secure service, customer payments are routed to a P.O. Box where they are retrieved twice daily. For businesses processing high volumes of check payments, Lock Box Services can help increase the accuracy as well as improve the cash flow of your company.

Merchant Services

Receive timely, automatic credit directly into your West Michigan Community Bank account while processing credit and debit card transactions for your customers with ease.

Retirement Plan Services

From pension plans and 401k information to third party administrative services, our retirement plan services department has what you need.

Courier Services

No time to come to the bank? Our friendly courier is available to pick up deposits directly from your business Monday thru Friday. For a modest fee, you get major service!

Debit Cards

MasterCard® business debit card programs are available to meet the needs of your business.

Credit Cards

A variety of Visa® business credit card programs are available to meet the needs of your business.

For more specific rate and service charge or account requirement information, please contact us today!

Per government regulation regarding certain legal entities, we are now required to collect identifying information such as name, address, date of birth and social security number prior to account opening on a control individual and all beneficial owners with 25% or more ownership. We will also ask to see a copy of a driver's license or other identifying document for each beneficial owner.  If you have questions about these requirements, please contact a representative for more information.

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Work with a local, hands-on lender who is involved in not only your loan, but all your financial needs.

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Whether purchasing a car, boat, or motor home, West Michigan Community Bank has a loan for your style of transportation.