Mobile Banking Instructions

How to Download our Mobile Banking App

Step 1: Visit the iTunes App Store or Android Google Play Store and search for West Michigan Community Bank or WMCB.

Step 2: Download the Mobile Banking app to your iPhone or Android.

How to Enroll in Mobile Banking

Note: You must enroll in West Michigan Community Bank’s Online Banking before utilizing Mobile Banking.


Step 1: Open the West Michigan Community Bank app (WMCB Mobile).

Step 2: Enter your Online Banking Username and Password.

Step 3: Click Sign On.

Step 4: Put a check mark in the box “Accept End User License Agreement.”

Step 5: Set up 2FA.

  • When the secure your account screen appears, complete the form details to set up two-factor authentication.
  • After entering the form details, select next.
  • Enter the verification code sent from the app, then select Verify.

Step 6: Create a passcode for this device.

Step 7: Confirm the passcode created.

Step 8: You will then receive an option to sign in using Touch ID – you can choose to enable or choose not now.

Step 9: The tutorial will display or you can choose to Skip.

How to Use Mobile Banking with SMS/Text

Step 1: Log in to Online Banking.

Step 2: Select Options Tab.

Step 3: Select Mobile Settings.

Step 4: Place a check mark in the box “Enable text access for your mobile device.”

Step 5: Place a check mark in the box “Accept West Michigan Community Bank Text Banking Terms & Conditions." Click on the hyperlink to view terms and conditions.

Step 6: Enter your Mobile Phone Number.

Step 7: Select your Wireless Provider from the drop down box.

Step 8: Select the accounts you want text access from your mobile device.

Step 9: Click Submit.

Step 10: Click Confirm.


Charges may apply from your mobile service provider for data usage or text messaging. Please check with your mobile service provider for details.

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West Michigan Community Bank offers a wide variety of electronic business services designed to make your life easier and help your business run smoother.

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Whether purchasing a car, boat, or motor home, West Michigan Community Bank has a loan for your style of transportation.