Helpful Items When Applying For A Mortgage

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List of Helpful Documents & Items

Here are some documents that are helpful when applying for a home loan. Since each mortgage is tailored to you and your needs, you may be asked for additional items that are not listed.

Income Documents

  • Most recent 30 day pay stubs
  • Last 2 years W2s
  • Last 2 years of personal federal tax returns
  • If you are self employed, 2 years of personal and business tax returns
  • If you have other sources of income, additional documents may be required
Examples of other sources of income: Helpful documents to include copies of:
Rental Income Leases
Social Security
Second Job Pay Stubs & W2s
Child Support
Child Support Orders
Alimony Divorce Decree

Debt Documents

  • Mortgage statements
  • Most recent property tax bills
  • Home insurances
  • Home owners association dues
  • Balances and monthly payments for each loan or debt you have
Examples of loans & debts
Students Loans
Credit Cards
Car Loans
Child Support

Asset Documents

  • 2 months complete bank statements
  • Investment statements
  • Retirement account statements

Credit Documents

  • A lender will run your credit report 
  • If you've had bankruptcies, proof that it's been settled
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