COVID-19 Response


Important updates to face coverings and other precautions

5.27.2021

Following guidance from the Centers for Disease and Control Prevention (CDC), please review the following for details on what to expect when you visit your local branch.

  • Face coverings are required if you're not fully vaccinated.
  • We are limiting the total number of guests allowed in our branches. You may be asked to wait until our lobby is available.

  • Respect social distancing of at least 6 feet apart.

  • For security reasons, please remove hats, hoods and sunglasses, and refrain from using cell phones.

Economic Impact Payments (Stimulus Payments)

3.12.2021

For the most current information regarding the Economic Impact Payment, refer to https://www.irs.gov/coronavirus/economic-impact-payments.

If you’re eligible to receive a third stimulus payment, you can receive an alert as soon as your stimulus payment has been deposited into your account.

To set up a direct deposit account alert, you must be enrolled in West Michigan Community Bank’s Online Banking.

Set up an alert
  1. Log in to Online Banking
  2. Select Settings Tab
  3. Select Alerts
  4. Select Events
  5. In the Edit Event Alerts section, under When the following occurs, locate Receiving Incoming ACH Credits
  6. Choose the desired alert type (Email, login, and/or text)
  7. Select Submit
  8. Select Accept if confirmation screen is correct

Direct deposit payments are posted to open accounts on the date set by the Treasury. On the day of your payment, it will post by 10 am. The description of the deposit in your account will include “TAX REF" and "TAXEIP3.”

Important note for alert options: Email and text will only be available options if you have an email and mobile phone number on file. To add an email/mobile phone number in Online Banking:

  1. Select Settings Tab
  2. Select Personal
  3. In the Modify Personal Settings section, fill in your email, mobile phone number, and wireless provider address accordingly
  4. Select Submit
Protect yourself against fraud and avoid scams

Here are three reminders from the Federal Trade Commission:

  1. The government won’t ask you to pay anything up front to receive this money.
  2. The government won’t call, text, email or contact you on social media to ask for your Social Security, bank account or credit card number.
  3. There’s no such thing as getting money faster or earlier.
If you believe you provided your bank information to a fake IRS website, please contact your local branch as soon as you can.

For more information on the COVID-19 Stimulus Payments, please visit www.IRS.gov.

Lobbies Open

1.25.2021

We are excited to welcome you back into our lobbies.

For details on what to expect when you visit your local branch, please review the following.

  • We are limiting the total number of guests allowed in our branches. You may be asked to wait until our lobby is available.

  • Face coverings are required. You may be asked to show your ID and lower your face covering briefly to be identified.

  • Respect social distancing of at least 6 feet apart.

  • Please remove hats, hoods, and sunglasses, and refrain from using cell phones.

  • Take advantage of our alternative banking options if you're experiencing:
    • Fever
    • Cough
    • Shortness of breath
    • Cold or flu like symptoms
Alternative Banking Options
Our alternative banking options provide you with the flexibility to choose the banking experience that best fits your needs.


Online Banking
  • View account balances
  • Transfer funds
  • Manage bill payments

Mobile Banking
  • Deposit checks
  • View account balances
  • Transfer funds
Telephone Banking
  • Inquire on account balances
  • Transfer funds
CALL: 800.843.7905
ATM
  • Make withdrawals and/or deposits
  • View account balances

Drive-Thru
  • Make withdrawals and/or deposits
  • Cash checks
  • Make loan payments

Depository (Night Drop)
  • Drop off deposits


If you have any questions or need assistance please call your local branch.

PPP LOAN FORGIVENESS CHECKLIST

12.17.2020

Paycheck Protection Program (PPP) borrowers can take steps now to make it easier to apply for forgiveness in the future. Click here for a checklist of some basic pieces of information from the PPP forgiveness application and required documents that borrowers can begin collecting now.

SBA Expected to release ppp loan information today

12.1.2020

Following a court order, the Small Business Administration (SBA) is expected to release the names, addresses, and precise loan amounts for Paycheck Protection Program (PPP) loan recipients and COVID-19-related Economic Injury Disaster Loan (EIDL) recipients.

While banks that issued PPP loans played no role in the decision to release this information, West Michigan Community Bank wanted to ensure PPP loan recipients were aware.

Additionally, the release of this information may increase the potential for scams. Please be alert for fraudulent communications regarding your PPP loan, including emails that are unexpected, urgent emails that are threatening, emails with typos in the body, etc. If you are not expecting communication from us regarding your PPP loan, please contact your banker before taking any action. For more information on scams and fraud schemes, visit the SBA.

Important Branch Access Changes Effective Tuesday, November 17, 2020 

11.16.2020

West Michigan Community Bank is here for you. We remain open to serve you through our drive-thrus and by appointment in our lobbies.

For branches without drive-thru:
Grand Rapids: Visit our Jenison branch drive-thru or bank by appointment, please call 616.451.2961
Downtown Holland: Visit our North Holland branch drive-thru or bank by appointment, please call 616.355.2884

Customers who need to meet with a bank representative may do so by appointment or by phone. To make an appointment, please call your local branch.

If entering a branch please:
  • Keep 6 feet apart
  • Wear a face covering (Non-medical mask, bandana, scarf, or cloth)
  • Remove hats, hoods, and sunglasses
  • Refrain from using your cell phone

To continue providing you the best service possible while keeping you safe, we recommend utilizing:
Through these services, customers have access to account(s) 24/7 to check balances, transfer funds, make payments, deposit checks, and more.

Thank you for your understanding and patience during these difficult times. We’ll keep you updated as we monitor this ongoing situation. If you have any questions or need assistance, please call your local branch.

Face Coverings Required

10.8.2020

Please note, face coverings are required to enter branches.

Masks Required Effective July 13

7.10.2020

Please note face coverings are required as of July 13 due to Michigan’s mask executive order.

Lobbies Open

6.8.2020

We are excited to welcome you back into our lobbies.

Following guidance from state and local public health authorities, precautions have been taken to maintain a safe work environment for our employees and provide you with the best service possible.

For details on what to expect when you visit your local branch, please review the following.

  • We are limiting the total number of guests allowed in our branches. You may be asked to wait until our lobby is available.

  • Face coverings are requested. You may be asked to show your ID and lower your face covering briefly to be identified.

  • Respect social distancing of at least 6 feet apart.

  • Please remove hats, hoods, and sunglasses, and refrain from using cell phones.

  • Take advantage of our alternative banking options if you're experiencing:
    • Fever
    • Cough
    • Shortness of breath
    • Cold or flu like symptoms
Alternative Banking Options
Our alternative banking options provide you with the flexibility to choose the banking experience that best fits your needs.


Online Banking
  • View account balances
  • Transfer funds
  • Manage bill payments

Mobile Banking
  • Deposit checks
  • View account balances
  • Transfer funds
Telephone Banking
  • Inquire on account balances
  • Transfer funds
CALL: 800.843.7905
ATM
  • Make withdrawals and/or deposits
  • View account balances

Drive-Thru
  • Make withdrawals and/or deposits
  • Cash checks
  • Make loan payments

Depository (Night Drop)
  • Drop off deposits


If you have any questions or need assistance please call your local branch.

Thank you.

Phil Koning
President & CEO

IMPORTANT INFORMATION ON COVID-19 STIMULUS PAYMENTS

4.14.2020

The IRS has publicly announced online tools for COVID-19 stimulus payments and obtaining information on the status of a payment.

Those who file taxes will automatically get their payment via direct deposit or by check.

Non-filers (including low-income people who are not required to file a tax return) are being directed to use this tool in order to submit a claim.

Be Aware of Fraud
 
Please be aware that fraudsters can create fake IRS websites to gather sensitive information (SSN, date of birth, bank account information, etc.) from you to receive payments.

You may receive a fraudulent email with links to these fake IRS websites. It is important you do not click on any links in an email related to IRS stimulus payments. If you wish to go to the IRS website, you should go directly through your web browser and not an email.

If you believe you provided your bank information to a fake IRS website, please contact your local branch as soon as you can.

For more information on the COVID-19 stimulus payments, please visit www.IRS.gov.

A message for our consumer and mortgage loan customers:

3.26.2020

West Michigan Community Bank is here to help our customers and community in any way we can. If you are an existing loan customer, and your ability to repay has been impacted by COVID-19, please contact your loan officer or local branch to discuss possible options.

WEST MICHIGAN COMMUNITY BANK REMAINS OPEN TO SERVE YOU

3.23.2020

This morning Governor Whitmer announced the “Stay Home, Stay Safe” executive order for Michigan residents. It takes effect 3/24 at 12:01AM and continues thru 4/13 at 11:59PM. West Michigan Community Bank remains open to serve you as banking is considered a critical service. You may view the full list of critical services that will remain open at michigan.gov/coronavirus.

The safety, health, and well-being of our employees and customers remain a top priority. Our management team continues to meet regularly and monitor the situation. Please check this page for updates. If you have any questions, please do not hesitate to contact your local branch.

Important Branch Access Changes

3.17.2020

For the health and safety of our customers and employees, West Michigan Community Bank branch lobbies will close beginning March 18. We will remain open to serve you via our drive-thrus and by appointment.

For our branches without drive-thru:
 
Grand Rapids: Visit our Jenison branch drive-thru or bank by appointment, please call 616.451.2961
 
Downtown Holland: Visit our North Holland branch drive-thru or bank by appointment, please call 616.355.2884

Customers who need to meet with a bank representative may do so by appointment or by phone. To make an appointment, please call your local branch.

To continue providing you the best service possible while keeping you safe, we recommend utilizing Online, Mobile, and Telephone Banking. Through these services, customers have access to account(s) 24/7 to check balances, transfer funds, make payments, deposit checks, and more.

  • Online Banking
  • Mobile Banking
  • Telephone Banking: 800.843.7905
  • Depository (Night Drop)

We understand this is a difficult situation, and we want to assure you we will continue to provide the best service possible as this situation progresses. Thank you for helping us do our part to contain this virus. If you have any questions or need assistance, please call your local branch.

Phil Koning
President & CEO

A message from our president and CEO regarding Coronavirus:

3.16.2020

The safety, health and well-being of our employees and customers are a top priority. With the rising concern of Coronavirus (COVID-19), West Michigan Community Bank has activated our Business Continuity Plan as a precautionary measure. Our plan follows guidance from the Centers for Disease Control and Prevention (CDC) and state and local public health authorities in the communities we serve. Invoking our plan ensures we have the resources in place to maintain a safe work environment for our employees and provide you with continued service.

Our plan includes, but is not limited to:

  1. Increased cleaning and sanitization efforts in our branch locations while reinforcing healthy habits for our employees;
  2. Keeping our products and services available to you;
  3. Monitoring the financial markets and discussing options for customers to meet their changing financial needs;
  4. Modifying or postponing events;
  5. Communicating and coordinating with critical service providers and suppliers; and
  6. Enhanced risk monitoring and management.

It’s highly encouraged for all our customers to take advantage of our electronic banking services so you can access accounts from the comfort of your home. Customers are able to complete many banking functions by phone, online banking at www.wmcb.com, and our mobile app. If you are not already enrolled, enroll today or contact your local branch for enrollment assistance.

Our leadership team will continue to meet regularly to monitor the situation. For updates on Coronavirus and best practices for preventative measures, visit www.cdc.gov. If there is anything that we can do to assist you, please do not hesitate to contact us.

Thank you for the opportunity to serve you.
Philip Koning
President & CEO
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Electronic Banking Services

Welcome to our most convenient location — online! Check account balances, transfer funds, pay bills, view E-Statements & more.

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FRAUD PROTECTION

West Michigan Community Bank is proud to deliver the highest level of security for our online banking customers.