Personal Checking

Personal Checking Accounts

Relationships matter and are important to us at West Michigan Community Bank. We are proud to offer a variety of personal checking accounts to fit the many diverse needs of our customers.

Primary Checking

  • No minimum balance
  • No monthly service fees

E-Checking

  • No minimum balance
  • Limited reimbursement of ATM network charges
  • Identity Restoration Services
  • Online / paperless statements required
  • Monthly direct deposit required to avoid service charge

Premium Checking

  • Relationship balance requirements to avoid monthly service charge 
  • Selected checks are complimentary (limit one box per year)
  • Limited reimbursement of ATM network charges 
  • Discounted Safe Deposit Box Rental 
  • Overdraft transfer fee will be waived for transfers between accounts 
  • Identity Restoration Services
  • Interest Rate: Variable, tiered, compounded monthly
  • No charge for official checks

Elite Checking

  • No monthly maintenance fees with $25,000 average monthly balance
  • Complimentary checks, ATM/Debit card, domestic & international wires, stop payments and financial review 
  • Loan discounts
  • Private Banking Services
  • Interest Rate: Variable, tiered, compounded monthly
  • Provide two years of tax returns and account statements
  • Financial requirements (must meet 2 of 3):
    • Income $200,000
    • Net worth greater than $1 million
    • Liquid assets greater than $250,000

Senior Checking

  • No minimum balance 
  • Must be 55+ years of age 
  • Monthly direct deposit required to avoid service charges 
  • Selected checks are complimentary (limit one box per year)
  • Identity Restoration Services

Ask us about these benefits of our checking accounts:

  • MasterCard® Debit Card 
  • Online Banking and Check Imaging 
  • Online Bill Payment 
  • Automated Telephone Banking 
  • Unlimited Check Writing 
  • Electronic Statements
  • Email Alerts

For more specific rate and service charge information, or to speak with a personal banker, contact us, or visit one of our locations today!

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